ANSWER:
Yes, if you sell products over the Internet, your web developer will need to setup and config your website to integrate with a payment gateway.
You can apply for any one of our virtual terminals that are also payment gateways. Authorize.net and ePN are the two most popular virtual terminals we offer. We re-sell Authorize.net and ePN to our customers at a discount rate! In addition, we provide internet merchant account's that integrate with every virtual terminal and payment gateway.