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High Risk Merchant Accounts

Moneck Payment Solutions is a leader in providing high risk merchant accounts in the USA with payment processing for both card-present and card-not-present environments. Our high risk merchant accounts are designed for all types of businesses throughout the world. Our payment processing rates and fees can be as low as standard risk credit card processing accounts for both online and offline businesses.

USA High Risk Merchant Accounts

The goal for MONECK is to get your high risk merchant account approved fast, to get your business on track to accept credit cards payment, and to start making profits. MONECK has both the experience and multi-channel provider / network to help your high risk or offshore business process credit cards transaction immediately.  Moneck also offer industry leading chargeback prevention, monitoring and dispute re-presentment services.

Moneck Payment Solutions partners with selected international financial institutions to ensure the highest approval rate for both USA domestic high risk and offshore high risk businesses, which includes multiple currency credit card processing. Our reliable and trusted processing network of acquiring banks allows us to find a high risk payment solution for a wide range of businesses.

Is your business considered a high risk business? Here are the characteristics of a high risk business.

  • Card-not-present processing - Your customers are not required to sign the credit card receipt
  • A startup company that has no previous proven credit history
  • Previous bad credit or poor credit for your business
  • High volume of credit card transactions over $20,000 a month
  • Process over $300,000 per month
  • Rapid growth of your business from small to medium or high volume
  • Business operated in high risk" industries, like online gambling, online pharmacies (see list below)
  • Business offer's a free trial followed by a recurring monthly or annual payment
  • Average single transaction is over $500
  • Seasonal business
  • Process international transactions with offshore customers, or intend to process payments in foreign currencies.
  • History of excessive refunds or chargebacks.
  • Merchant account previously closed by processor; bad credit history; record of providing contradictory information on a merchant account application; problems with customer service or unclear billing descriptions

Moneck payment solutions help high risk merchants that have a legitimate business get a quick approval, so that their business can get back on track to process credit cards and start making profits. The following is just a short list of some high risk businesses we can get approved.

  • 1-800 type chat sites
  • Airline Tickets
  • Airplane charters
  • Amazon, Yahoo or Google Stores
  • Animal Vet, Animal Hospital
  • Annual contracts
  • Antiques
  • Apparel & Online Retail
  • Auctions
  • Automotive brokers
  • Bankruptcy attorneys
  • Brokering
  • Business Loan Service, Financial Services
  • Calling cards
  • Cash Advance & Payday Loans
  • Casino, gambling or gaming
  • Cigars & E-Cigarettes
  • Coins, collectible currency or autographed collectibles
  • Collection agencies
  • Computer Repairs Online
  • Coupons or rewards-points program
  • Credit Repair, Collection Agencies, Debt Consolidation
  • Currency & Forex Trading
  • Dating & Match Maker
  • Debt collection
  • Debt consolidation
  • Direct selling
  • Discount health – medical care programs
  • Downloadable Software or Media
  • Drug paraphernalia
  • eBay Store
  • E-Books
  • Educational DVD and Software
  • Electronics, Satellite TV Repair
  • Event ticket brokers
  • Exporting services (non US based)
  • Extended Warranties
  • Fantasy sports websites
  • Federal Firearms License (FFL) dealers
  • Finance broker, financial consulting or loan modification services
  • Financial planning, strategy or advising
  • High average tickets
  • Horoscopes, astrology or psychic services
  • Hypnotists or self-hypnosis
  • Immigration / VISA Service
  • In-bound or outbound telemarketing services
  • Indirect financial consulting
  • Insurance Brokers
  • International merchants (non US based)
  • International shipping, cargo or import/export
  • Internet Gambling, Online Casinos & Social Gaming
  • Investment firms
  • Law Firms, Legal Service
  • Lawyer referral service
  • Life coaching
  • Lingerie sales
  • Lotteries
  • Luxury Jewelry & Watches
  • Magazine sales and subscriptions
  • Mail order
  • Matrimonial Services
  • Medical Spa, Day Spa, Laser Skin Care Clinic
  • Membership Sites, Continuity
  • Merchants on the terminated merchant list
  • Modeling agencies
  • Multilevel Marketing
  • Multi-level marketing (MLM)
  • Non US citizens
  • Penny Auction, Pawn Shop
  • Peptide Supplement Store
  • PPI Claims, Personal Injury
  • Real estate
  • Scholarship Programs
  • Seminars, Conference
  • Seo services
  • Social networking Services
  • Sports forecasting or odds making/betting
  • Startup Company / Entrepreneur
  • Talent agencies
  • Tech Support, Telemarketing
  • Telecommunications
  • Telephone order
  • Timeshares
  • Tour operators
  • Travel agencies
  • Travel clubs
  • Travel services
  • Vacation planners
  • Vacation rentals
  • Vitamin and supplement sales
  • VOIP services
  • Weight Loss, Fitness Center

Chargeback Prevention & Dispute Re-Presentment

Contact Moneck Payment Solutions today to get started and approved with your high risk credit card processing needs. Our high risk merchant and startup entrepreneur customers with bad credit, poor credit or no credit history receive a high approval rate with industry low rates and fees.

* Restrictions apply. Merchant account availability & approval qualifications can change at any time. All files are subject to final approval and underwrite.
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